After months of charts, spreadsheets, and late-night calls with my mother, I finally decided on the property that would become my new home—in Mexico. It wasn't an easy decision, but it came down to practicality. I faced three options: A poorly constructed property with a mandatory private club membership I'd have to pay for even when absent A beautifully designed home in a smaller community where if someone defaulted on maintenance, each owner would shoulder a larger financia